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New Federal Guidance On Discharging Student Loans In Bankruptcy Is a Game Changer

The Justice Department, in partnership with the Department of Education, recently announced new guidelines that loosen the strict application of the “undue hardship” exception when defending a dischargeability action.

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Could You Go To Jail For Not Paying State Of Florida Sales Taxes? Bankruptcy Might Be A Solution.

You absolutely could go to jail for not paying sales taxes due to the state! The penalties for not paying sales tax money you have collected are steep in Florida.

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Do You Need to Appeal a Bankruptcy Court Decision?

If you answered yes, contact our office immediately. The timeframe to appeal a bankruptcy decision is only 14 days, and if you miss the deadline to appeal, you may lose your opportunity to appeal forever.

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Is a Merchant Cash Advance Strangling Your Business’s Cash Flow? What You Don’t Know About Merchant Cash Advances Can Put Your Business at Risk

At BransonLaw, we have represented small business owners that are being crushed by the repayment terms of Merchant Cash Advance (MCAs). When small business owners need cash quickly to cover cash flow or short-term expenses, it’s tempting to sign up for an MCA.

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Although Student Loans Are Still a Challenge to Discharge in Bankruptcy, Under Certain Circumstances, Student Borrowers Can Be Successful

In a rare win for a student borrower, the U.S. Department of Education dropped its appeal of a bankruptcy judge’s ruling that would eliminate a Delaware man’s student debt. The Chief Bankruptcy Judge of Delaware had ruled that Ryan K. Wolfson had proven “undue hardship,” the standard that must be met to discharge the debt in bankruptcy.

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Do You Have Student Loans With Navient? If So, You May Benefit From a Recent $1.85 Billion Settlement

On January 13, 2022, 39 states, including Florida, signed a $1.85 billion settlement agreement with Navient Corporation over allegations of abusive lending practices. Navient denies any wrongdoing.

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Bankruptcy Can Help Reinstate Suspension of Florida Driver License

Did you know that the Florida Department of Motor Vehicles can suspend your driver license if you fail to pay a final judgment deriving from a motor vehicle accident (Florida Statute Section 324.121)? In this blog we’ll explain how bankruptcy may be the solution to reinstating a license that was suspended due to a motor vehicle accident.

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When Facebook or Instagram “Friends” May Actually Be Debt Collectors

Accepting a friend request on social media from someone you don’t know personally? Think again. That innocent-looking friend request may be from a debt collector. This is a new way that debt collectors have found to contact and sometimes harass people who are struggling to pay their debts.

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Not Paying Your Homeowners’ Association Dues Can Put Your Property at Risk for Foreclosure

Delinquent Homeowners’ Association dues can turn into real property liens and ultimately foreclosure. Homeowners Associations have specific rights and powers under the law. Knowing your rights and obligations can protect you financially.

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Subchapter V Serves Up Help for Independent Restaurateurs and Small Business Owners

If you own a restaurant, you can do everything right—offer great food and service, operate in a prime location, and have a sound business plan—and still struggle to pay your debts because of conditions outside of your control, particularly during a global pandemic. Subchapter V might be the key to recovery.

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