Blog

July 28, 2026

For many Florida homeowners, rising monthly expenses, higher insurance premiums, unexpected medical bills, or the loss of a job can make it difficult to keep up with mortgage payments.

July 21, 2026

For many Florida homeowners, installing solar panels seemed like a smart investment. Sales presentations promised lower electric bills, increased home value, tax incentives, and affordable financing.

June 17, 2026

If you took out an Economic Injury Disaster Loan (EIDL) during the COVID-19 pandemic and have fallen behind on payments, you may now be facing a frightening new reality: the federal government has begun transferring delinquent EIDL loans to the U.S. Department of the Treasury for collection.

Feb. 4, 2026

For decades, student-loan borrowers seeking relief through bankruptcy rarely succeeded. However, 2022 guidance implemented by former President Joe Biden eased the process by establishing clearer, more streamlined guidelines for borrowers. The changes have allowed the bankruptcy process to move more quickly.

Feb. 4, 2026

Since the government rolled out a standardized process for discharging student loan debt in bankruptcy, a small group of law firms is driving much of the increase in filings—but in many states, far fewer attorneys are giving it a try.

Nov. 18, 2025

In 2005, Congress passed a law requiring a “means test” that is automatically applied to anyone filing for Chapter 7 bankruptcy.

Oct. 6, 2025

Sometimes, something that appears to be a dream come true at first glance turns out to be a nightmare. That’s the case for many small business owners who take out Merchant Cash Advances (MCAs).

Sept. 4, 2025

Many people see buying a franchise as a ready-made business opportunity with a proven track record of success and built-in customers. But the reality is that not all franchise opportunities are equal. While franchises can provide opportunities, they are not fail-proof or risk-free, no matter how well-established the brand.

June 17, 2025

As the COVID EIDL Hardship Accommodation Plan (HAP), ends there no direct long-term solutions from SBA for small businesses. Reorganizing through Chapter 11 Subchapter V might be the best solution for your business.

April 11, 2025

The party is over when it comes to student loan forbearance. After COVID-19 loan pauses ended in late 2023, the government issued a 12-month moratorium on reporting student loans to credit bureaus. That quietly ended on January 1, 2025. No formal notice was given to borrowers that forbearance for reporting to credit bureaus had ended. That means your credit score may drop significantly if you haven't been able to pay your student loan payments after the end of COVID-19 loan pauses.