Our Mission

Bankruptcy books photo

Since 1989, we have been a leading bankruptcy law firm in Central Florida.  As a family owned and operated business for over 25 years, our expert team is committed to the needs of individuals, families, businesses, and the overall economic and social health of the greater Central Florida area.  We focus on Chapters 7, 11 and 13 and have been in the forefront of the Mortgage Modification Mediation Program in Chapter 13 bankruptcy.

We provide sustainable, personal, and trusted legal help to our community.  Our overarching purpose is to help keep people in their homes and businesses in operation with the assets they need to operate. Our passion is helping people.

We want to be the team that helps you save your home and resolves your debt.  We provide solutions to your financial problems, from foreclosures, garnishments, tax liens, credit cards or medical bills. In addition, as part of our ongoing support of the legal aid society, we have represented in excess of 33 children in the guardian ad litem program.  We are strong supporters and participate frequently at the Pro-se clinic at the United States Bankruptcy Court.

As the national pioneers, and now leaders, in Chapter 13 Bankruptcy Mortgage Modification, we reduce the uncertainty and fear that surrounds foreclosure and attempting to modify a mortgage. We have directly or indirectly kept more individuals and families in their homes than any other law firm  in Central Florida.

Problems We Can Help You Solve


We can stop the IRS and put them on manageable repayment plan. In some instances taxes can be discharged if they meet certain requirements such as how old the tax debt is and what it was assessed.

Mortgage Foreclosures

The bankruptcy courts Mortgage Modification Mediation Program currently has a 60% success rate in modifying mortgages. The Mortgage Modification Mediation Program is making a difference in saving homes.

Credit Card Debt

Bankruptcy law allows a fresh start in your financial life.

Medical Bills

One single tragic event can push you into insolvency when insurance doesn’t cover all of your medical expenses. We can clear you debts.

Mortgage Lien Stripping

If your home is worth less than your first mortgage, we may be able to strip off your second mortgage or any secondary liens such as home owner association liens.

Cram Downs on Rental Property

 We can “cram down” rentals to their value and the property will remain in your possession. You pay its current value, not the mortgage amount.

Meet our team